Social Security Insecurity: Do you know your optimal claiming strategy

Martha Shedden
November 21, 2020 from 9:30 am to 11:30 am

Social Security is complicated. There are 2,700 regulations governing Social Security. Knowing which ones apply to you can make a big difference in the amount that you receive. Your claiming decision can greatly impact your income every month for the rest of your life. The average person receives $300,000 in lifetime Social Security benefits. Some couples will receive more than $2 million total. The average American household is losing out on an estimated $111,000. This presentation will focus on the Social Security rules and claiming strategies with case studies showing the amount of money that may be lost for single, married, divorced, and widowed retirees.


Martha Shedden is certified as a Chartered Retirement Planning Counselor (CRPC) and is a Registered Social Security Analyst (RSSA). Martha was a practicing registered civil engineer for 32 years. After retirement she devoted full-time to educate professionals and retirees with social security planning. In 2015, Martha launched her business, Shedden Social Security & Retirement Planning, to educate retiree clients on the Social Security program. Her services include providing Social Security and retirement cash flow analyses. Her goal is to help clients with their Social Security decisions and a road map to maximize net after-tax income throughout their retirement years. She is also co-founder of the National Association of Registered Social Security Analysts, NARSSA, an online Social Security education and training program for tax and financial professionals, at and

Attend this seminar to learn:

  • The types of benefits and amounts you qualify for, including reductions & credits, and case examples
  • The special rules when claiming early between 62 and full retirement age, FRA
  • The taxation of Social Security income – who it affects and how much
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